Get a credit card to help your credit? Yes, really.

All those plastic rectangles in your wallet: drivers license, library card, maybe even a video store card from the last century? But few could be more useful than the credit card: it means carrying less cash, built in access to almost everything you buy, and maybe some other perks along the way. No wonder our members have been asking for this service. And, we’ve heard you. That’s why First Basin is proud to offer it’s own Instant Issue Visa. Not only does this card work everywhere Visa is accepted, there are other benefits you may not have considered:

Building Your Credit History:
Sure, you’ve used your debit card for the transactions where you don’t want to pay cash. And while that’s great, responsibly using a credit card every month is one of the factors considered in a favorable credit report that’s used when you go to borrow money for auto loans and mortgages.

Building Credit for Your Young Adult.
As a young adult, it is hard to build a financial track record. But, with student loans and independent living on the quickly approaching, the idea of having a strong credit history means lower rates for everything from student loans to auto loans and even mortgage payments. By co-signing on a credit card for your child now, you can help them learn the value of paying off debt, and building a credit history that shows they know how to be careful with their funds.

Because Everyone has THAT Month:
Even the most financially responsible among us has that month where everything goes wrong: the A/C gives out, the car needs work, and someone in the house has a trip to the emergency room. When it all happens in the same pay period, it’s nice to know you’ve got a credit card to get you over the hump.

Ultimate Banking Convenience
First Basin is already your favorite place to manage your money, so why not add the convenience of having a credit card from us as well? Especially with our Extra Awards program, you get points that lead to cash rewards.

Ready to get started? Click here to apply for your very own First Basin Visa card today!